Home > Accounting Software > Bill.com > Bill.com vs ZarMoney

Bill.com vs ZarMoney

Last Updated: November 18th, 2024

Our analysts compared Bill.com vs ZarMoney based on data from our 400+ point analysis of Accounting Software, user reviews and our own crowdsourced data from our free software selection platform.

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Product Basics

Bill.com is a cloud-based software solution provider that automates financial processes for small and medium-scale businesses. It streamlines accounts payable and receivable management and uses AI and machine learning to reduce tedious data entry and manual errors. As an end-to-end option, it connects businesses with suppliers and clients to assist them in managing cash inflows and outflows.

ZarMoney is an all-in-one cloud accounting solution that helps businesses of all sizes with invoice management, billing, inventory accessibility and online payments. It makes data secure and ensure compliance by giving administrators the power to grant location- and access-based control. Ensure item organization and stock level management with custom fields and product lines. It empowers businesses by streamlining sales operations, processing payments and sending automated notifications with the order status. Supervisors can keep a tab on the warehouses across different locations, manage sales and purchase history and track inventory.

Pros

Simple Interface
Mobile App Access
Affordable Plans
Expense Tracking
Basic Invoicing

Cons

Limited Features

No Inventory Management

Basic Reporting
No Multi-Currency
Limited Integrations

$25/User, Monthly

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Tailored to your specific needs

$15 Monthly

Free Trial is available →

Get a free price quote

Tailored to your specific needs

Small

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Large

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Large

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Chromebook

Windows

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Cloud

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Mobile

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24/7 Live Support

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Product Insights

Gain Control: Set up approval workflows and custom roles to suit the department and team. Check pending approvals, sent invoices and other payment activity from the dashboard.
Everything is Synchronized: Connect with leading accounting and payment tools to speed up reconciliations and keep the books consistent.
Conduct International Business: Pay vendors in multiple countries and log in multiple currencies with ACH payments, international wires, virtual cards or checks.
Guaranteed Security: Ensure premium data integrity through Transport Layer Security for data encryption and transmission.
Boost Efficiency: Automate manual work, minimizing the possibility of error or duplicate entry, thereby saving time and boosting efficiency.
Quick Account Receivables: Pay clients two times faster with digital invoices, automatic reminders and electronic payments. Set alerts and speed up accounts receivable with electronic payments.
Simplify Accounts Payable: Save half the time otherwise spent on getting paid from national and international vendors. Gain more control, flexibility and visibility with the variety of payment options. Direct bills and review the notes through pre-determined approval workflows

Simplified Workflow: Streamline everyday tasks like invoicing, expense tracking, and bank reconciliation with an intuitive interface and automated processes, freeing up valuable time for business growth.
Financial Clarity: Gain real-time insights into your financial health with comprehensive reports and dashboards that track income, expenses, and profitability, allowing you to make informed decisions with confidence.
Enhanced Efficiency: Eliminate manual data entry and tedious tasks with features like automatic invoice reminders, purchase order integration, and seamless payroll processing, boosting productivity and minimizing errors.
Cost-Effective Management: Control your financial resources effectively with flexible pricing plans tailored to your business needs, helping you optimize spending and maximize your return on investment.
Mobile Accessibility: Manage your finances on the go with a user-friendly mobile app, allowing you to review reports, approve invoices, and track expenses from anywhere, anytime.
Improved Client Relationships: Send professional invoices, track payments, and offer flexible payment options, fostering stronger relationships and encouraging timely payments from your clients.
Data Security & Peace of Mind: Rest assured knowing your financial data is secure with bank-level encryption and robust data backup systems, providing peace of mind and ensuring compliance with industry regulations.
Scalability & Growth: As your business expands, ZarMoney scales with you, accommodating your growing needs with additional features and functionalities to support your long-term success.
Expert Support: Get the help you need with dedicated customer support, readily available to answer your questions and provide guidance, ensuring a smooth and successful accounting experience.

Automated Cleaning House Network: Get paid and receive payments faster with ACH payment processing that’s safe, speedy and cost-effective. Minimize the possibility of paper check theft with digital payments.
International Payment: Send and receive payments from across the globe, and make workflows more efficient by processing domestic and international transactions for more than 130 countries.
Automatically Sync the Data: Sync USD and local currency bills with leading accounting software packages like QuickBooks, Sage Intacct, Xero and Microsoft Dynamics 365 Business Central.
Software Integration: Connect with the existing accounting software and allow data to flow between systems to keep everything up to date. Export information through templates, import bills and invoices to keep them up to date.
Accounts Payable: Import invoices without any manual intervention. Get control, flexibility and visibility by using multiple payment options and tracking facilities.
Accounts Receivable: Create and customize professional invoice templates for regular customers. Automate account receivables with automatic charges and payments. Get quick information on the receivables by tracking the status.

Invoicing: Create and send invoices in minutes. Give customers the freedom to pay directly from the invoice with the Pay Now option. Auto-populate fields from a customer’s database.
Reporting and Integration: Get instant access to over 1,000 customizable reports and 40+ built-in reports for different business functionalities=. Use insights from regular reporting to control the business. Integrate with leading market applications like Shopify, Zapier, Gusto and MailChimp.
Account Payable: Manage cash flow with Payable Calendar. Keep a tab on the bill status and create payments against the balances. Pay more than one vendor in one go. Upload, attach and send receipts and invoices individually or in batches.
User Access: Limit who can access the data with an advanced role-based entry system. Periodically monitor access, minimize risk and reduce cost by enforcing company policies. Ensure compliance with the latest standards.
Account Reconciliation: Know the real-time status of the bank account. Identify the cause of differences between cash book and passbook. Check for errors and frauds and keep all the information regarding payments and collections up to date.
Inventory: Minimize overstock and out of stock. Provide support for multiple locations and warehouses. Connect incoming inventory to existing POs. Provide support for split PO payments and enable predictive analysis.
Online Payment: Secure and optimized deposits to send money faster. Allow customers to pay invoices with one click and send invoices with a Pay Now button. Ensure instant posting of transactions to the history of the customer and ERP.
Quotes: Convert quotes into invoices with one click. Create, print and email personalized quotes. Automatically fill the details from the customer’s database.
Purchase Order: Ensure end-to-end management of the purchasing process. Know where the money is going and reduce cost by optimizing vendor pricing. Gain complete transparency by enabling an audit trail.
Sales Order: Streamline the sales process and gain complete visibility into the latest customer order status. Track and manage backorders and activate partial payment of invoices. Enforce the provision to accept prepayments and deposits.
Sales Tax: Specify tax zones according to store locations or customers. Add multiple tax zones. Automatically file and calculate taxes. Override invoice data when required.

Product Ranking

#42

among all
Accounting Software

#538

among all
Accounting Software

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Analyst Rating Summary

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User Sentiment Summary

85%

of users recommend this product

Bill.com has a 'great' User Satisfaction Rating of 85% when considering 2020 user reviews from 5 recognized software review sites.

94%

of users recommend this product

ZarMoney has a 'excellent' User Satisfaction Rating of 94% when considering 143 user reviews from 3 recognized software review sites.

4.3 (14)

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4.4 (1165)

4.8 (21)

4.2 (523)

4.72 (64)

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4.7 (58)

4.4 (6)

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3.9 (312)

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Awards

Synopsis of User Ratings and Reviews

Automated Workflow: Streamlines invoice processing, approval, and payment, saving time and reducing errors.

Centralized Platform: Manages all accounts payable and accounts receivable functions in one place, providing a comprehensive view of cash flow.

Seamless Integrations: Connects with popular accounting software, banks, and payment gateways, eliminating manual data entry and reconciliation.

Robust Reporting: Provides detailed insights into spending, cash flow, and vendor performance, enabling informed decision-making.

Improved Vendor Relationships: Automates vendor payments, reduces late fees, and strengthens supplier relationships.

Intuitive Interface: Users consistently praise ZarMoney's user-friendly design, making it easy to navigate and manage finances even without extensive accounting experience.

Comprehensive Features: ZarMoney offers a robust set of features covering invoicing, expense tracking, bank reconciliation, reporting, and more, addressing a wide range of accounting needs.

Customizable Dashboard: Users appreciate the ability to personalize their dashboard with shortcuts and widgets for quick access to key metrics and frequently used features, streamlining workflows.

Mobile App: The ZarMoney mobile app enables users to manage finances on the go, ensuring flexibility and access to essential information anytime, anywhere.

Responsive Customer Support: Users commend ZarMoney's prompt and helpful customer support team, providing timely assistance and resolving issues efficiently.

Lack of Customization: Limited flexibility in customizing reports, workflows, and user permissions, making it difficult to adapt to specific business needs.

Limited Integration Options: Fewer pre-built integrations with other business applications compared to competitors, leading to manual data entry and potential errors.

Inconsistent User Interface: The user interface can be inconsistent across different modules, resulting in a steep learning curve and reduced efficiency.

Slow Response Times: Users have reported experiencing slow loading times and delays when processing large volumes of transactions or generating reports.

Limited Functionality for Complex Accounting: May not offer advanced features required for complex accounting needs, such as multi-entity consolidation or specialized industry-specific functions.

Limited Scalability: Some users with complex accounting needs or high transaction volumes report that ZarMoney's features can become limiting, requiring an upgrade to more robust accounting software.

Integration Issues: Occasional difficulties integrating ZarMoney with third-party applications like payroll software or CRMs are mentioned by some users, requiring additional setup or workarounds.

Limited Reporting Customization: While offering report customization options, some users feel the level of detail and flexibility falls short compared to more advanced accounting software.

Pricing Concerns: Some users, particularly freelancers or solopreneurs, find the subscription pricing model less cost-effective compared to one-time purchase alternatives, especially for basic accounting needs.

Users highly rate Bill.com's user-friendly interface, time-saving automation features, and excellent customer support. They appreciate the ability to easily track invoices, automate payments, and reconcile bank statements. Compared to other accounting software, Bill.com stands out for its seamless integration with popular business applications and its robust reporting capabilities. These strengths make it a valuable tool for businesses looking to streamline their financial operations and improve efficiency. While Bill.com excels in many areas, users have also noted some limitations. Some users find the software's pricing structure to be higher than competitors, and the lack of advanced inventory management features may be a drawback for businesses with complex inventory needs. Additionally, the software's reliance on an internet connection can be a concern for businesses that require offline access. Overall, Bill.com is an excellent choice for businesses seeking a user-friendly and efficient accounting solution. Its strengths in automation, integration, and reporting make it a valuable tool for streamlining financial operations. However, businesses with advanced inventory management needs or those requiring offline access may need to consider alternative options.

ZarMoney users praise its user-friendly interface and comprehensive feature set, making it ideal for small businesses and individuals with basic to moderate accounting needs. They particularly appreciate the customizable dashboard, mobile app, and responsive customer support, simplifying financial management on the go and ensuring prompt assistance when needed. Compared to competitors like QuickBooks, users find ZarMoney more intuitive and budget-friendly, especially for its core functionalities. However, some limitations emerge for complex accounting or high-volume businesses. ZarMoney's scalability can feel restrictive, prompting users to graduate to more powerful software. Integration with specific third-party tools can also be challenging, requiring extra effort to set up. While offering report customization, the level of detail might not suffice for users seeking advanced financial analysis. Overall, ZarMoney shines for its ease of use, affordability, and essential features. Users looking for a simple yet powerful accounting solution for their growing business will find ZarMoney a strong contender. But for intricate financial structures or extensive customization needs, exploring alternatives might be necessary.

Screenshots

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FAQ

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