ScaleFactor vs ZarMoney

Last Updated:

Our analysts compared ScaleFactor vs ZarMoney based on data from our 400+ point analysis of Accounting Software, user reviews and our own crowdsourced data from our free software selection platform.

ScaleFactor Software Tool

Product Basics

ScaleFactor provides an intuitive module that runs accounting, tax and finance tasks to provide accurate data to businesses and make strategic decisions. Accounting and finance solve how modern companies operate by automating complex accounting tasks and converting financial information into valuable data. It allows capturing expense details and categorizing them. It tracks regular cash flow and keeps a tab on the patterns to identify any abnormalities and notifies the accountants of the same. It seamlessly integrates and syncs information across applications in real time and keeps a tab on the entry to avoid any duplication.
read more...
ZarMoney is an all-in-one cloud accounting solution that helps businesses of all sizes with invoice management, billing, inventory accessibility and online payments. It makes data secure and ensure compliance by giving administrators the power to grant location- and access-based control. Ensure item organization and stock level management with custom fields and product lines. It empowers businesses by streamlining sales operations, processing payments and sending automated notifications with the order status. Supervisors can keep a tab on the warehouses across different locations, manage sales and purchase history and track inventory.

Pros
  • Simple Interface
  • Mobile App Access
  • Affordable Plans
  • Expense Tracking
  • Basic Invoicing
Cons
  • Limited Features
  • No Inventory Management
  • Basic Reporting
  • No Multi-Currency
  • Limited Integrations
read more...
$399 Monthly
Get a free price quote
Tailored to your specific needs
$15 Monthly
Get a free price quote
Tailored to your specific needs
Small 
i
Medium 
i
Large 
i
Small 
i
Medium 
i
Large 
i
Windows
Mac
Linux
Android
Chromebook
Windows
Mac
Linux
Android
Chromebook
Cloud
On-Premise
Mobile
Cloud
On-Premise
Mobile

Product Assistance

Documentation
In Person
Live Online
Videos
Webinars
Documentation
In Person
Live Online
Videos
Webinars
Email
Phone
Chat
FAQ
Forum
Knowledge Base
24/7 Live Support
Email
Phone
Chat
FAQ
Forum
Knowledge Base
24/7 Live Support

Product Insights

  • Tax Season Ready: Avoid mismatched transactions and forgotten expenses with books updated in real time. Keep the businesses ready for the tax season. 
  • Better Accuracy: Ensure all data is accurate and the bookkeeping process gets done in a secure and reliable manner with the help of certified accounting experts. 
  • Comprehensive Management: Manage back-office operations like reviewing the team’s expenses, paying bills and double-checking payrolls to ensure everything runs smoothly. 
  • Live Dashboard: Access information that the business needs regarding bookkeeping, be it classifying transactions, updating a general ledger or seeing mobile alerts and notifications via a live dashboard. 
  • Reports: Recognize revenue and account transactions accurately. Use data to help make the right decisions for profit and loss statements, journal entries and balance sheets. 
read more...
  • Simplified Workflow: Streamline everyday tasks like invoicing, expense tracking, and bank reconciliation with an intuitive interface and automated processes, freeing up valuable time for business growth.
  • Financial Clarity: Gain real-time insights into your financial health with comprehensive reports and dashboards that track income, expenses, and profitability, allowing you to make informed decisions with confidence.
  • Enhanced Efficiency: Eliminate manual data entry and tedious tasks with features like automatic invoice reminders, purchase order integration, and seamless payroll processing, boosting productivity and minimizing errors.
  • Cost-Effective Management: Control your financial resources effectively with flexible pricing plans tailored to your business needs, helping you optimize spending and maximize your return on investment.
  • Mobile Accessibility: Manage your finances on the go with a user-friendly mobile app, allowing you to review reports, approve invoices, and track expenses from anywhere, anytime.
  • Improved Client Relationships: Send professional invoices, track payments, and offer flexible payment options, fostering stronger relationships and encouraging timely payments from your clients.
  • Data Security & Peace of Mind: Rest assured knowing your financial data is secure with bank-level encryption and robust data backup systems, providing peace of mind and ensuring compliance with industry regulations.
  • Scalability & Growth: As your business expands, ZarMoney scales with you, accommodating your growing needs with additional features and functionalities to support your long-term success.
  • Expert Support: Get the help you need with dedicated customer support, readily available to answer your questions and provide guidance, ensuring a smooth and successful accounting experience.
read more...
  • Seamless Integration: Integrates with QuickBooks Online and Xero to significantly reduce the time spent on accounting. Give the business time to spend on tasks that matter by eliminating financial bottlenecks. 
  • Virtual Bookkeeping Software: Categorize transactions across the account that are awaiting review or approval. Send them to the designated recipient so the business is up to date with the accounting tasks. 
  • Dashboard: Help the company understand where the money is coming from and where it’s going with an easy-to-navigate dashboard. Give a quick overview of the business’s financial health to devise effective strategies to steer ahead. 
  • Payroll: Leverage Gusto, a full-service payroll processor that runs operations on the same page where the books get managed. Set multiple pay schedules and add all types of employees. Adjust payroll where needed. 
  • Bill Payment: Simplify paying the bills. Forgo entering all details in the payment system. Powered by bill.com, it efficiently manages all payments from the same place where the book gets processed. 
read more...
  • Invoicing: Create and send invoices in minutes. Give customers the freedom to pay directly from the invoice with the Pay Now option. Auto-populate fields from a customer’s database. 
  • Reporting and Integration: Get instant access to over 1,000 customizable reports and 40+ built-in reports for different business functionalities=. Use insights from regular reporting to control the business. Integrate with leading market applications like Shopify, Zapier, Gusto and MailChimp. 
  • Account Payable: Manage cash flow with Payable Calendar. Keep a tab on the bill status and create payments against the balances. Pay more than one vendor in one go. Upload, attach and send receipts and invoices individually or in batches. 
  • User Access: Limit who can access the data with an advanced role-based entry system. Periodically monitor access, minimize risk and reduce cost by enforcing company policies. Ensure compliance with the latest standards. 
  • Account Reconciliation: Know the real-time status of the bank account. Identify the cause of differences between cash book and passbook. Check for errors and frauds and keep all the information regarding payments and collections up to date.  
  • Inventory: Minimize overstock and out of stock. Provide support for multiple locations and warehouses. Connect incoming inventory to existing POs. Provide support for split PO payments and enable predictive analysis. 
  • Online Payment: Secure and optimized deposits to send money faster. Allow customers to pay invoices with one click and send invoices with a Pay Now button. Ensure instant posting of transactions to the history of the customer and ERP.  
  • Quotes: Convert quotes into invoices with one click. Create, print and email personalized quotes. Automatically fill the details from the customer’s database. 
  • Purchase Order: Ensure end-to-end management of the purchasing process. Know where the money is going and reduce cost by optimizing vendor pricing. Gain complete transparency by enabling an audit trail. 
  • Sales Order: Streamline the sales process and gain complete visibility into the latest customer order status. Track and manage backorders and activate partial payment of invoices. Enforce the provision to accept prepayments and deposits.  
  • Sales Tax: Specify tax zones according to store locations or customers. Add multiple tax zones. Automatically file and calculate taxes. Override invoice data when required.  
read more...

Product Ranking

#147

among all
Accounting Software

#538

among all
Accounting Software

Find out who the leaders are

Analyst Rating Summary

we're gathering data
75
we're gathering data
0
we're gathering data
82
we're gathering data
98
Show More Show More

Analyst Ratings for Functional Requirements Customize This Data Customize This Data

ScaleFactor
ZarMoney
+ Add Product + Add Product
Accounts Payable Accounts Receivable Banking And Cash Management Budget And Expense Management Financial Statements And Revenue Management General Ledger And Chart Of Accounts Integration And Extensibility Inventory Management Journal Entries Mobile Support Multi-company Accounting And Asset Management Platform Capabilities Project Accounting Reporting And Analytics Tax Management 0 82 98 34 74 75 0 98 93 0 14 0 77 0 65 0 25 50 75 100
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
88%
0%
12%
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
100%
0%
0%
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
40%
0%
60%
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
60%
0%
40%
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
75%
0%
25%
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
100%
0%
0%
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
100%
0%
0%
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
17%
0%
83%
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
80%
0%
20%
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
80%
0%
20%

Analyst Ratings for Technical Requirements Customize This Data Customize This Data

we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
67%
0%
33%
we're gathering data
N/A
we're gathering data
N/A
we're gathering data
N/A
100%
0%
0%

User Sentiment Summary

Great User Sentiment 17 reviews
Excellent User Sentiment 143 reviews
84%
of users recommend this product

ScaleFactor has a 'great' User Satisfaction Rating of 84% when considering 17 user reviews from 1 recognized software review sites.

94%
of users recommend this product

ZarMoney has a 'excellent' User Satisfaction Rating of 94% when considering 143 user reviews from 3 recognized software review sites.

n/a
4.8 (21)
4.18 (17)
4.72 (64)
n/a
4.7 (58)

Awards

we're gathering data

ZarMoney stands above the rest by achieving an ‘Excellent’ rating as a User Favorite.

User Favorite Award

Synopsis of User Ratings and Reviews

Automated Bookkeeping: ScaleFactor can automatically categorize transactions, reconcile accounts, and generate financial reports, saving businesses time and reducing the risk of errors.
Real-Time Insights: The platform provides real-time financial data, allowing businesses to track their performance and make informed decisions.
Bill Pay: ScaleFactor offers a bill pay feature that allows businesses to easily pay bills electronically, streamlining the accounts payable process.
Tax Compliance: The platform helps businesses stay compliant with tax regulations by automatically calculating and filing sales tax returns.
Show more
Intuitive Interface: Users consistently praise ZarMoney's user-friendly design, making it easy to navigate and manage finances even without extensive accounting experience.
Comprehensive Features: ZarMoney offers a robust set of features covering invoicing, expense tracking, bank reconciliation, reporting, and more, addressing a wide range of accounting needs.
Customizable Dashboard: Users appreciate the ability to personalize their dashboard with shortcuts and widgets for quick access to key metrics and frequently used features, streamlining workflows.
Mobile App: The ZarMoney mobile app enables users to manage finances on the go, ensuring flexibility and access to essential information anytime, anywhere.
Responsive Customer Support: Users commend ZarMoney's prompt and helpful customer support team, providing timely assistance and resolving issues efficiently.
Show more
Inaccurate Data: Some users have reported that ScaleFactor sometimes pulls in inaccurate data, leading to incorrect financial reports.
Limited Functionality: ScaleFactor may not have all the features that some businesses need, such as advanced inventory management or project accounting.
Customer Support Issues: Some users have expressed frustration with ScaleFactor's customer support, citing slow response times and difficulty getting issues resolved.
Show more
Limited Scalability: Some users with complex accounting needs or high transaction volumes report that ZarMoney's features can become limiting, requiring an upgrade to more robust accounting software.
Integration Issues: Occasional difficulties integrating ZarMoney with third-party applications like payroll software or CRMs are mentioned by some users, requiring additional setup or workarounds.
Limited Reporting Customization: While offering report customization options, some users feel the level of detail and flexibility falls short compared to more advanced accounting software.
Pricing Concerns: Some users, particularly freelancers or solopreneurs, find the subscription pricing model less cost-effective compared to one-time purchase alternatives, especially for basic accounting needs.
Show more

Is ScaleFactor a major player or small fry in the accounting software game? Based on user reviews from the past year, ScaleFactor seems to be a bit of a mixed bag. Users appreciate its user-friendly interface, making it a breeze for those without an accounting background to navigate. The software's flexibility is another plus, as it can be tailored to fit the needs of businesses of all shapes and sizes. However, ScaleFactor's price tag is a major drawback, with many users finding it pricier than its competitors. Additionally, the software's limited integration with other business tools can be a dealbreaker for those who rely on a connected ecosystem of applications. ScaleFactor appears to be best suited for small to medium-sized businesses that prioritize ease of use and flexibility in their accounting software and are willing to pay a premium for these features. However, for businesses on a tight budget or those that require seamless integration with other software, ScaleFactor may not be the best fit. Ultimately, the decision of whether or not to use ScaleFactor comes down to weighing its strengths and weaknesses against your specific business needs and budget.

Show more

ZarMoney users praise its user-friendly interface and comprehensive feature set, making it ideal for small businesses and individuals with basic to moderate accounting needs. They particularly appreciate the customizable dashboard, mobile app, and responsive customer support, simplifying financial management on the go and ensuring prompt assistance when needed. Compared to competitors like QuickBooks, users find ZarMoney more intuitive and budget-friendly, especially for its core functionalities. However, some limitations emerge for complex accounting or high-volume businesses. ZarMoney's scalability can feel restrictive, prompting users to graduate to more powerful software. Integration with specific third-party tools can also be challenging, requiring extra effort to set up. While offering report customization, the level of detail might not suffice for users seeking advanced financial analysis. Overall, ZarMoney shines for its ease of use, affordability, and essential features. Users looking for a simple yet powerful accounting solution for their growing business will find ZarMoney a strong contender. But for intricate financial structures or extensive customization needs, exploring alternatives might be necessary.

Show more

Screenshots

Top Alternatives in Accounting Software


Accounting Seed

Acumatica

BQE Core

Dynamics 365 Finance

FreeAgent

Freshbooks

Manager

Odoo Accounting

Oracle Financials Cloud

Patriot Accounting

QuickBooks Online

Sage 50cloud Accounting

Sage Intacct

SAP Business One

SAP S/4 HANA Finance

TallyPrime

Wave Accounting

Workday Financial Management

Xero

ZarMoney

Related Categories

WE DISTILL IT INTO REAL REQUIREMENTS, COMPARISON REPORTS, PRICE GUIDES and more...

Compare products
Comparison Report
Just drag this link to the bookmark bar.
?
Table settings